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Our clients aren’t just anonymous bank loans; they have clear goals, and because we listen, we understand their direction. Our expertise ensures you achieve your goals faster.
Absolut Financial
Investment Loans
As a leading Investment Loans Broker in Australia, Absolut Financial is here to assist you.Needing some extra capital for an investment opportunity? We’ll help you source an investment loan that suits your circumstances to help you realise your financial goals.
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Chat with one of our trusted financial advisers today to assess your personal requirements and get the best financial advice
What Are Some Common Features Of Refinancing?
Security
You usually need to provide some assurance to the lender to reduce risk.
Interest Rates
Investment loans may have higher rates than other types of loans, as they are considered higher risk.
Loan Amount
This will vary based on the value of your investment and your creditworthiness.
Loan Term
Investment loans may have longer loan terms than other types of loans, as the purchased asset is expected to generate income over time.
Repayment
Investment loans may have flexible repayment schedules, with options for interest-only payments or balloon payments.
Use of Funds
Lender may require documentation or evidence of the intended use of the funds.
Get An Investment Loan To Help Make The Most Of An Opportunity
What’s the purpose of an investment loan?
An investment loan can give you access to capital to make an investment or purchase an income-generating asset you might not otherwise be able to afford.
The investment is typically expected to generate a return greater than the loan’s cost, enabling you to make a profit.
You don’t want a lack of funds to stop you from realising your financial aspirations, so a well-thought-out investment loan can help you bridge that gap if you don’t have your own funds to rely on.
But, an investment loan is not without risks.
What can you use an investment loan for?
You can use an investment loan for various investment types, including:
- Real estate investment
- Stock market investment
- Investing in a business
- Other investments, like precious metals or art.
You should carefully evaluate the potential return on investment and the associated costs and risks before taking out the loan. However, negotiating all that by yourself can be intimidating when you don’t necessarily have the time, resources, and expertise.
That’s where the expert professionals at Absolut can guide you through the process.
Helping Your Investment Dreams Become A Reality
A trusted brand
At Absolut, we’re immensely proud of our record of delivering for clients and helping them make their investment dreams a reality. We’ve partnered with thousands of everyday Australians on their investment ventures, helping them navigate the intimidating investment loan market. We are your trusted guiding hand as you compare and evaluate options before pushing ahead with an application.
When your financial well-being is at stake in high-interest investment loans, it’s essential you have somebody on your side who can scour the market to get the best investment loan tailored to your unique needs and circumstances. It’s also vital you have somebody there to talk you through the risks involved. An Absolut team member can be that person for you.
Complete transparency
Our expert ex-banker brokers put in the hard yards to listen to your requirements and scour the market to find some options for you. However, we’ll never keep you in the dark about the process. We’ll collaborate closely with you to explain your options and build your loan application together.
Drawing on extensive experience helping clients apply for investment loans, we understand that close collaboration and complete transparency is the best approach so that you can make well-informed decisions affecting your financial future.
Access funding through an investment loan with personalised advice.
Let the expert professionals at Absolut guide you through the process of obtaining a tailored investment loan to suit your needs.
Why Absolut?
Why trust us with your investment loan application?
Personalised Service
No application is the same; we’ll listen to your requirements and tailor our service accordingly.
Industry Knowledge
With a strong foundation in the lending industry, our ex-banker brokers know the industry inside out.
Approval Rates
98% loan approval rate.
An Open Book
Ask us anything! We want to explain every element of your application.
Investment Loan Expertise
We can leverage our past experiences of obtaining investment loans for thousands of satisfied clients.
Award-winning
Our outstanding, personalised, holistic service has been nationally recognised by the Australian Brokerage Awards.
Testimonials
Any Questions About Investment Loan?
What is an investment loan?
An investment loan is specifically designed for people who want to invest in assets such as property or shares. The loan is secured against the asset you plan to purchase, meaning the lender has the right to sell the asset if you fail to repay the loan.
What are the benefits of an investment loan?
The benefits of an investment loan relate to the idea that they give you access to capital you may not otherwise have. That capital can then diversify your investment portfolio and facilitate long-term capital growth, which may not have been possible without the loan. An investment loan may also give you access to tax benefits, such as deductions for interest payments and other expenses.
What is the minimum deposit required for an investment loan?
The minimum deposit required for an investment loan is usually around 20% of the purchase price, although this can vary depending on the lender and the type of investment being made.
How much can I borrow with an investment loan?
The amount that you can borrow with an investment loan will depend on a range of factors, including your income, credit history, and the value of the investment being made. Talking to an expert at Absolut will help you determine how much you may be able to borrow as well as how much you actually should borrow.
What are the risks associated with investment loans?
As with any investment, there’s plenty of risk with an investment loan. Fluctuations in property and share price can affect the value of the investment itself, changes in interest rates can affect the cost of borrowing, and changes in government policies can sometimes affect things. At Absolut, we take pains to explain the various risks associated with an investment loan.