Absolut Financial

Development Loans

Are you looking to source a loan for an upcoming development project? Let the experts at Absolut find a development loan to suit your needs. We’ll guide you every step of the way.

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Features of a Development Loan


To fund the construction of residential/commercial properties.

Loan Amount

Usually based on the property’s estimated value when complete.

Loan Term

Shorter than a traditional mortgage, but it depends on the scope of your project.

Interest Rates

High due to risks associated with construction.


Often staggered as the project progresses.

Down payment

Often needed to acquire funding.

Development Loans to Fund Significant Projects

What’s the purpose of a development loan?
A development loan is a specialised loan type that allows you, as the borrower, to finance the construction or rehabilitation of properties.

Suppose you are a real estate developer, construction company, or investor. In that case, you usually need to apply for a residential development loan to fund projects like building single-family homes, renovating townhouses, and constructing condominium complexes or apartment buildings.

In these high-stakes investments, you want to obtain the best development loan for your specific needs to ensure the project goes ahead smoothly and presents an opportunity for a great ROI.

Commercial Developments vs. Residential Developments
Commercial development loans are used to finance commercial property projects, such as office buildings, shopping centres, hotels, and industrial buildings. As you’d expect, residential development loans fund the construction of residences: single-family homes, townhouses, condominiums, and apartment buildings.

This difference can significantly affect the loan as commercial development loans are typically larger, meaning higher interest rates, more stringent eligibility criteria, etc.

If you’re unsure about the exact type of development loan you need and the terms you can expect, don’t fret. That’s why you trust the experts at Absolut to navigate this minefield for you. Contact us today, and we can talk you through your options.

Helping Your Development Dreams Become A Reality

A trusted brand

At Absolut, we’re immensely proud of our record delivering for clients developing various properties. We consider ourselves partners in your investment venture as we help you navigate the intimidating development loan market, compare your options, and ultimately get approval for a loan to help those development dreams become a reality.

When there is significant money at stake in high-interest development loans, it’s imperative you have somebody on your side who can scour the market to get the best loan tailored to your unique needs and circumstances. Trust the experts at Absolut to find the best deal for you.

Extensive experience

Our expert ex-banker brokers will do the hard graft comparing the best development loans available to you. However, that doesn’t mean you won’t be in the loop. We’ll collaborate closely with you to explain your options and build your loan application together.

We know you have limited time and resources to source what you need, but you still want to be in the driving seat when it comes to making well-informed decisions about your loan application.

Drawing on extensive experience helping clients apply for development loans, we understand that close collaboration and complete transparency allow us to make the application process smooth sailing.

Leverage our experience to make applying for a development loan a breeze.

Let the expert professionals at Absolut guide you through every step of the process to get your development loan approved.

Why Absolut?

Why you should trust us with your commercial loan application

Personalised Service

We’re an expert source of information whenever you need it.

Industry Knowledge

With a strong foundation in development loans, our ex-banker brokers know the industry inside out.

Approval Rates

98% loan approval rate.


Nothing happens without a thorough explanation of your options.

Development Loan Expertise

We’ll bring past experience in commercial and residential development loans to the table.


Consistently recognised by the Australian Brokerage Awards.


Here's what our clients have to say about their experience with Absolut Financial

Awesome stuff

Kristian and the team at Absolut Financial were fantastic in helping us get our finance for our property. We were knocked back at the last minute by a bank and Kristian was able to secure a lender, with excellent rates and had approval within 2 weeks! Highly recommend Absolut Financial.

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Lindsay Stewart

Professionalism, Responsiveness

Kristian did my Finance here for my first home. He held my hand through the whole process and made everything seem easy! I felt as though he gave be a better rate with the best customer service then other brokers I first had dealings with. Highly recommend Absolut Financial!

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Jason Barbara


Absolut team are well structured and has multiple staff members who assist in financial planning, Investing & property advice. My experience with Kristian was excellent. He went over and above with refinancing my loan with lowest interest rate. Couldn’t be more satisfied with the outcome.

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Quality, Value

I'd like to thank Sabby Bhatia who has been involved in the process of getting me into my new home. This has been a seamless, pleasant and positive experience which I attribute to him. I truly appreciate all of the work put in by him in making this happen for me!

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Talwinder Singh Dhaliwal

Frequently Asked Questions on Development Loans

How is a development loan different from other loan types?
A development loan differs from other loan types because it is specifically designed for development purposes. This means it often has different terms and requirements, like higher interest rates, than traditional commercial loans or personal loans.
What factors should I consider when comparing development loans?
When comparing development loans, you should consider factors such as interest rates, repayment terms, fees, eligibility criteria, loan amount, loan-to-value ratio, and the lender’s reputation. Of course, at Absolut, we can explore all these variables and explain them to you.
How do I know if I'm eligible for a development loan, and what documents will I need to apply?
Any lender will need to assess your creditworthiness, income, collateral, and experience in the development industry. Each lending institution will have its specific eligibility criteria. During the application process, we can help you provide documents such as a business plan, financial statements, tax returns, and a construction budget that you’ll need to apply.
What are the risks of taking out a development loan, and how can I mitigate them?
There are considerable risks related to taking out a development loan as numerous factors like market volatility, delays, and escalating costs can destabilise your investment. You should try to build in contingencies to cope with unforeseen expenses during construction. It also helps to secure the best loan possible for your circumstances in the first place.
How can I find the best development loan for my needs?
Shop around and compare offers from multiple lenders. At Absolut, we can explore your various and talk you through various factors like the terms and reputation of the lender. Together, we can arrive at the best decision to protect your investment.