Absolut Financial

Personal Loans

Let the experts at Absolut find a personal loan to suit your needs. We’ll help you through every step with our holistic service to find the right loan for you.

Get free mortgage and financial advice

Chat with one of our trusted financial advisers today to assess your personal requirements and get the best financial advice.

Features of a Car Loan

Loan Amount

The loan amount usually ranges from thousands to tens of thousands, depending on your creditworthiness.


Construction loans are typically unsecured, meaning you don’t need any collateral.

Credit Score

Most lenders require a good or excellent credit score to qualify for a personal loan.

Interest Rates

Rates can vary wildly but are usually fixed for the term.

Application Process

Online applications can mean quick approval.


Lenders often charge origination fees, late payment fees, and prepayment fees, so you’ll need to be aware of these.

Source The Right Personal Loan To Suit Your Needs

What’s the purpose of a personal loan?
You may wish to take out a personal loan for many reasons. It’s a flexible type of loan that can help you fund various expenses, including consolidating debt, funding home improvements, paying for a special occasion, or splashing out on a once-in-a-lifetime holiday.

In these situations, a personal loan can be a valuable financial tool for people who need to borrow money, especially if they can’t or don’t want to use a secured loan that requires collateral.

However, you shouldn’t wade blindly into the world of personal loans without a guiding hand to help ensure you get the best deal possible.

Who can get a personal loan?

If you’re considering taking out a personal loan, you may be wondering if you’re eligible. The good news is that most people can qualify for a personal loan, provided they meet specific requirements that vary from lender to lender. To be eligible for a personal loan, you often need to have the following:

  • a good credit score
  • a steady source of income
  • a low debt-to-income ratio

At Absolut, we can examine your circumstances and unpack various lenders’ eligibility requirements to determine which personal loan is right for you.

Providing An End-To-End Service

Absolut is there from start to finish
With Absolut, trust that you’re getting personalised service and expert guidance from start to finish.

The personal loan application process can be daunting, especially if it’s your first time. That’s why we’re committed to being there for our clients every step of the way. Our experienced brokers will work closely with you to understand your financial needs and goals and help you find the right loan product for your unique situation.

We’ll guide you through the application process, helping you fill out paperwork, gather documentation, and answer any questions you may have along the way. We’re all about helping everyday Australians secure their financial futures, so we take extra care to ensure you get what you need.

Extensive experience
At Absolut, our team of experts has decades of experience in the financial industry, and many of our brokers have previously worked as bankers. This background gives us a unique perspective and a deep understanding of the lending process.

Let us leverage that expertise for you.

We understand that every client is different, and we pride ourselves on tailoring our approach to your specific situation. When you work with Absolut, you can feel confident that you’re getting the benefit of all those years of experience and past satisfied clients and yet that we’re committed to finding the right loan product for you and nobody else.

Personalised help for personal loans

Whatever your circumstances, our experts are all ears. They listen to your needs, find the right personal loan product for you, and then help you get approval.

Why Absolut?

Why trust us to source your personal loan?

Personalised Service

We’re your partners every step of the way on your financial journey.

Approval Rates

We’re proud of our 98% loan approval rate.


Don’t just take our word for it; check out what previous clients say about us!

Personal Loan Expertise

We’ll bring our vast experience to help you navigate the loan market.


Consistently recognised by the Australian Brokerage Awards

Easy Applications

Applications are a breeze when you have an Absolut expert to guide you..


Here's what our clients have to say about their experience with Absolut Financial

Awesome stuff

Kristian and the team at Absolut Financial were fantastic in helping us get our finance for our property. We were knocked back at the last minute by a bank and Kristian was able to secure a lender, with excellent rates and had approval within 2 weeks! Highly recommend Absolut Financial.

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Lindsay Stewart

Professionalism, Responsiveness

Kristian did my Finance here for my first home. He held my hand through the whole process and made everything seem easy! I felt as though he gave be a better rate with the best customer service then other brokers I first had dealings with. Highly recommend Absolut Financial!

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Jason Barbara


Absolut team are well structured and has multiple staff members who assist in financial planning, Investing & property advice. My experience with Kristian was excellent. He went over and above with refinancing my loan with lowest interest rate. Couldn’t be more satisfied with the outcome.

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Quality, Value

I'd like to thank Sabby Bhatia who has been involved in the process of getting me into my new home. This has been a seamless, pleasant and positive experience which I attribute to him. I truly appreciate all of the work put in by him in making this happen for me!

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Talwinder Singh Dhaliwal

Any Questions About Car Loans?

What is a personal loan, and how does it work?
A personal loan is an unsecured loan that allows you to borrow money for a specific purpose, such as debt consolidation, home improvements, or major purchases. With a personal loan, you receive a lump sum of money upfront, which you must pay back over a set period through fixed monthly payments.
How much can I borrow with a personal loan, and what is the typical interest rate?
The amount you can borrow with a personal loan and the interest rate you’ll pay will depend on your credit score, income, and existing debts, among other things. In Australia, personal loan amounts can range from a few thousand dollars to $100,000, with interest rates typically ranging from around 5% to 15%.
What are the eligibility requirements for a personal loan, and how can I improve my approval chances?
Lenders will mainly look at your credit score and existing debts to determine whether to give you your loan. To improve your chances of being approved, you can work on improving your credit score, reducing your existing debts, and ensuring you meet the lender’s eligibility criteria before applying. One of our team will go through all of this preparation with you so that we can give you the best chance of approval.
How long does it take to get approved for a personal loan, and how quickly can I receive the funds?
In some cases, you may receive a decision within minutes, while in others, it may take several days. Expect a more extended process if your application is particularly complex. Once your loan is approved, you’ll usually receive the funds within a few business days.
What are the pros and cons of taking out a personal loan, and how does it compare to other types of borrowing, such as credit cards or home equity loans?
The main benefit of a personal loan is you can receive a lump sum upfront, usually at a lower interest rate than credit cards, making them a more affordable option for long-term borrowing. However, personal loans can come with fees, and if you fail to make your payments on time, it can negatively impact your credit score. We can comprehensively discuss the pros and cons of a personal loan relative to your specific circumstances.