Absolut Financial

First Home Buyers

Congratulations on taking the first steps to buying a home! Getting on the property ladder can be an intimidating experience, but with the right help by your side, the whole process can be smooth sailing.

Get free mortgage and financial advice

Chat with one of our trusted financial advisers today to assess your personal requirements and get the best financial advice.

Features of Home Loans for First-Home Buyers

Save for a Deposit

You typically need 20% of the home’s value.

Home Loan Types

We’ll help you explore fixed vs. variable rates.

Determine Your Affordability

We’ll help you gauge how much you can borrow.

Find Your Dream Home

Our buyer’s agents scour the market for you.

Know The Complete Process

We’ll help you from start to finish on your journey to home ownership.

Government Help

We’ll unpack the government help available.

Making Your Dreams Of Home Ownership A Reality

What is the process for buying a home as a first-home buyer?
Getting on the property ladder as a first-time buyer can be an intimidating process.

You need to establish your borrowing capacity, save for a deposit, research and get pre-approved for a home loan, find your dream home, make an offer, finalise the loan, and then settle and deal with closing costs.

Going through this convoluted process on your own is inadvisable. Instead, trust our dedicated professionals to help and provide expert insights to inform your decision-making at every stage.

What can our team do for first-time buyers?

Our team is committed to supporting first-home buyers, whatever your specific needs.

  • We can advise on interest rates, repayment options, and other loan features.
  • We can help you navigate all that paperwork, including contracts, loan documents, and legal forms.
  • We can provide insights into market trends, property values, and potential risks.
  • We can advise on the fair market value of properties.
  • Our savvy buyer’s agents can give first-home buyers a more comprehensive range of properties to choose from.
CALL US TODAY

We’re There For Whatever You Need

Our holistic service
We’re there for you for whatever you need as partners on your home-buying journey. Our job is to listen to you, and we’re all ears to hear your requirements when it comes to purchasing your first home.

This personalised service has earned us a reputation as a fantastic service provider, twice recognised by the Australian brokerage awards.

For first-home buyers, especially, this kind of regular contact is vital during what can be a long, complicated, drawn-out process. It’s beneficial to have a committed Absolut team member fighting your corner and demystifying things as you go.

Extensive experience

Since 2016, we’ve had our finger on the pulse of the home loan and property markets, identifying the best home loan providers suited for first-time buyers. We’ve applied our considerable industry knowledge to help thousands of first-time buyers move into their new homes – it’s what our talented buyer’s agents and brokers come to work for.

Let us leverage our extensive industry experience to help you navigate the complex process and get a rung on that property ladder!

CALL US TODAY

Let us help you move into your first home with expert advice through every stage of your journey.

Whatever you need, one of our team can guide you through the long process of finding a property and getting a home loan.
Contact Us Today

Why Absolut?

Why should first-home buyers trust us?

Holistic Service

Personalised, end-to-end service for first-time buyers.

Buyer’s Agents

Expert buyer’s agents to give you insider knowledge.

Approval Rates

98% loan approval rate.

Transparency

We openly communicate, so you’re well-informed through every stage.

Home Loan Expertise

Our brokers process home loans for breakfast, and we’ll leverage that experience for you.

Award-winning

Consistently recognised in the annual Australian brokerage awards for our fantastic service.

Contact Us Today

Testimonials

Here's what our clients have to say about their experience with Absolut Financial

Awesome stuff

Kristian and the team at Absolut Financial were fantastic in helping us get our finance for our property. We were knocked back at the last minute by a bank and Kristian was able to secure a lender, with excellent rates and had approval within 2 weeks! Highly recommend Absolut Financial.

Testimonial Item

Lindsay Stewart

Professionalism, Responsiveness

Kristian did my Finance here for my first home. He held my hand through the whole process and made everything seem easy! I felt as though he gave be a better rate with the best customer service then other brokers I first had dealings with. Highly recommend Absolut Financial!

Testimonial Item

Jason Barbara

Professionalism

Absolut team are well structured and has multiple staff members who assist in financial planning, Investing & property advice. My experience with Kristian was excellent. He went over and above with refinancing my loan with lowest interest rate. Couldn’t be more satisfied with the outcome.

Testimonial Item

Adrian

Quality, Value

I'd like to thank Sabby Bhatia who has been involved in the process of getting me into my new home. This has been a seamless, pleasant and positive experience which I attribute to him. I truly appreciate all of the work put in by him in making this happen for me!

Testimonial Item

Talwinder Singh Dhaliwal

First-Home Buyers Frequently Asked Questions

How much deposit do I need to save for my first home?
The amount of deposit you need to save for your first home in Australia can vary, but typically you will need to save at least 5%, often closer to 20% of the purchase price. The more you can save, the better, because this can help you secure a better interest rate on your home loan.
What government incentives are available for first-home buyers in Australia?
Several government incentives are available for first-home buyers in Australia, including the First Home Owner Grant (FHOG), the First Home Loan Deposit Scheme (FHLDS), and the HomeBuilder scheme. These incentives can help you save money on your deposits, reduce your mortgage payments, or get you financial assistance to buy a new home. One of our team can help explain exactly what these schemes entail for you and how to apply for them..
How do I apply for a first-home buyer loan?
To apply for a first-home buyer loan in Australia, you’ll need to provide details of your income, savings, expenses, and debts. You must also provide proof of identity, such as a passport or driver’s licence, and complete a loan application form. You’ll submit all this information to a lender. At Absolut, we take the time to help you gather all this information as part of the home loan application process.
What costs are involved in buying your first home?
Besides the actual purchase price of the property, which you’ll pay for through a deposit and your home loan, you’ll also incur costs like stamp duty, legal fees, inspection fees, and ongoing charges such as council rates and insurance. We’ll talk you through these costs to ensure you consider them as part of your budget.
Can you buy an investment property as your first home?
Buying an investment property as your first home in Australia is possible, but this may not be the best option for everyone. Investment properties are typically more expensive than owner-occupied properties, and you will need to meet stricter lending criteria. To explore your options, contact one of our trusted experts today.