Absolut Financial

Car Loans

Get help from an expert professional to explore the competitive car loan market. We’ll scour the market to find the best car loan deal that suits your circumstances.

Get free mortgage and financial advice

Chat with one of our trusted financial advisers today to assess your personal requirements and get the best financial advice.

Features of a Car Loan

Loan Amount

You can borrow anywhere from a few thousand dollars up to the car’s total value, depending on the lender’s policies and your creditworthiness.

Loan Term

The term can range from 1 to 7 years, depending on the lender and the car’s value, with various repayment options.

Interest Rates

You can choose between fixed and variable rates.


We can unpack the many supplementary charges often attached to car loans.


Lenders will assess your credit history and financial situation to determine your eligibility for a car loan.


Know the registration details of a car and check its validity!

Get The Best Deal Possible On A Car Loan

What’s the purpose of a car loan?
For many people, a car is necessary as they go about their daily lives, whether commuting to work or running errands. However, car prices are skyrocketing, and not everybody has the funds to buy a car upfront. The primary purpose of a car loan is to provide you with the funds to buy a car.

Car loans can also help you build your credit history, as regular, on-time payments can improve your credit score. Car loans may also be a more affordable way to purchase a car than other means, as the interest rates on car loans are often lower than those on other types of loans or credit cards.

However, finding a good deal isn’t always easy, and that’s where we come in to help.

How does a car loan work?
We’re here to explain the various elements of a car loan and explore the reasons why a car loan can be a good choice. In its simplest form, if you get approved for a car loan, you get the funds to buy a car.

You are then required to make regular payments on the loan over the repayment period, usually monthly. Each payment includes a portion of the principal (the amount borrowed) plus interest. The interest rate may be fixed or variable, depending on the loan terms.

The truth is that there are good and bad car loan deals out there, and you don’t want to end up unnecessarily overpaying. Beginning a conversation with one of our car loan experts can set you on the path to finding a car loan that’s right for you.

We’ll Put In The Hard Yards For You

A holistic service
At Absolut, we understand that purchasing a car can be a significant investment, and finding the right car loan can be a daunting process. That’s why we offer a holistic service that eliminates the hassle of sourcing a car loan.

Our experienced professionals work with a vast network of lenders to find the best loan options that suit your unique financial circumstances. We take the time to understand your car needs and financial goals, and we work to ensure that you get the best interest rates and repayment terms available.

Industry expertise
With over 8 years of experience in the car loans industry, our brokerage firm has built a reputation for excellence in sourcing the best deals for our customers. Our team of experts has a wealth of industry knowledge and experience, and we use this to our customers’ advantage. We understand the nuances of the car loan market, and we know how to navigate the complexities of different loan options to find the best deal for you.

Why invest your time and resources when you can trust an industry expert to do all the hard graft for you? With your satisfaction our main priority, we’ll see you through the approval process and drive away with a financing option you’re happy with.

Let us navigate the intricacies of car loans to find a deal that suits you.

Let the expert professionals at Absolut guide you through every step of the process to finding a great deal for your car loan.

Why Absolut?

Why choose us to help with your search for a car loan?

Personalised Service

We take the time to listen to your requirements to tailor our search for you.

Industry Knowledge

We have extensive experience structuring all sorts of client loans. Whatever your situation, we can accommodate and find a solution.

Approval Rates

98% loan approval rate.


We believe in the importance of communicating everything and thoroughly explaining your options.

Car Loan Expertise

We’ve sourced thousands of car loans for clients, but you always stay in the driving seat when it comes to decision-making.


Don’t just take our word for it – the Australian Brokerage Awards consistently recognise us for our outstanding service.


Here's what our clients have to say about their experience with Absolut Financial

Awesome stuff

Kristian and the team at Absolut Financial were fantastic in helping us get our finance for our property. We were knocked back at the last minute by a bank and Kristian was able to secure a lender, with excellent rates and had approval within 2 weeks! Highly recommend Absolut Financial.

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Lindsay Stewart

Professionalism, Responsiveness

Kristian did my Finance here for my first home. He held my hand through the whole process and made everything seem easy! I felt as though he gave be a better rate with the best customer service then other brokers I first had dealings with. Highly recommend Absolut Financial!

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Jason Barbara


Absolut team are well structured and has multiple staff members who assist in financial planning, Investing & property advice. My experience with Kristian was excellent. He went over and above with refinancing my loan with lowest interest rate. Couldn’t be more satisfied with the outcome.

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Quality, Value

I'd like to thank Sabby Bhatia who has been involved in the process of getting me into my new home. This has been a seamless, pleasant and positive experience which I attribute to him. I truly appreciate all of the work put in by him in making this happen for me!

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Talwinder Singh Dhaliwal

Any Questions About Car Loans?

What is a car loan?
A car loan is a loan that allows you to purchase a car without paying for the full amount upfront. You borrow money from a lender and pay it back over a set period of time with interest. Many people don’t have the funds on hand to buy a car outright, especially new cars. Car loans facilitate the purchase of a vehicle by spreading the cost.
What factors affect my eligibility for a car loan?
Many factors will affect your eligibility for a car loan. A lender will look at your credit score, income, debt-to-income ratio, employment history, and the actual amount you’re looking to borrow. We can discuss all these factors with you as part of our service.
How much can I borrow for a car loan?
The amount you can borrow for a car loan depends on your creditworthiness, income, and the price of the car you want to purchase. Lenders typically have minimum and maximum loan amounts. We will help provide you with various options depending on your circumstances.
What is the interest rate on a car loan?

The interest rate on a car loan varies depending on the lender, your credit score, and other factors. Interest rates may be fixed or variable, and they can impact the overall cost of the loan. Generally speaking, you should expect interest rates between 5 and 10% for your car loan.

How long does it take to get approved for a car loan?
Some lenders may be able to provide same-day approval, while others may take several days or longer to process your application. When you begin a conversation with us and we explore your options, we can provide a decent estimate for your car loan approval depending on its complexity and the lender you choose.