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Absolut Financial

Home Loans

Buying a home is one of the most significant financial decisions you’ll ever make. At Absolut Financial, we understand that navigating the home loans process can be overwhelming, which is why Absolute Financial are here to guide you every step of the way. Whether you’re a first-time homebuyer, looking to invest, refinancing, or purchasing your next home, we have tailored solutions to meet your needs.

Home Loans

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Features of a Home Loan

Loan Amount
We’ll unpack how much you can borrow.
Repayment Terms
You have various repayment options. We’ll explore what’s right for you.
Interest Rates
Fixed or variable? We’ll explain how interest rates affect the cost of your home loan.
Deposit
This is your initial payment and can affect other elements of your home loan.
Loan Term
The home loan length, usually 15, 20, or 30 years.
Closing Costs
You’ll incur various closing fees in the home-buying process.

Guiding You Through The Home Loan Process

What is the purpose of a home loan?

Whether you’re looking to get on the property ladder, move to a new area, or acquire more property, the home loan application process can be intimidating.

If you don’t have the funds to buy a property outright, a home loan allows you to become a homeowner by spreading the cost of the home over an extended period. You can manage affordable monthly payments and build equity in your home over time. You can also use a home loan to refinance an existing mortgage to lower the interest rate or access the home’s equity.

Whatever your aim, a home loan is often a life-changing undertaking. So, having somebody on your side is essential throughout the process.

Demystifying home loans for you

There are a lot of educational resources and advice columns out there about home loans, but we know you have limited time and resources to pick through all the latest advice and separate the wheat from the chaff.
That’s where expert professionals at Absolut come in.

We will demystify home loans for you as we talk you through the complete process, explaining the different courses of action for you and our reasoning for recommendations at every step. Thanks to this ongoing discussion, you’ll be able to make well-informed decisions about whether a home loan is right for you.

Our Home Loan Services

First Home Loan

Purchasing your first home is an exciting milestone, but it can also be challenging. Absolute Financial offer expert advice and flexible loan options to help you get into your first home with confidence. Absolute Financial will guide you through government grants, low deposit loans, and competitive interest rates to make your dream a reality.

Investment Loans

Looking to build wealth through property investment? Our investment loan solutions provide competitive rates and flexible terms to help you grow your property portfolio. We assess your financial goals and recommend the best options to maximize your returns while minimizing risks.

Refinancing

Is your current home loan still the right fit for you? Refinancing your mortgage can help you secure a better interest rate, reduce monthly repayments, or access equity for other financial goals. Absolute Financial team evaluate your existing loan and provide refinancing options that can save you money and improve your financial position.

Buy Your Next Home

Upgrading or downsizing? Whether you’re moving into a bigger home or looking for a more manageable space, Absolute Financial offer seamless home loan solutions to help you transition smoothly. We assist in bridging finance and ensuring you secure the best terms for your new home purchase.

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Home Loans

Getting A Home Loan Is Always A Big Deal

A holistic service

Whether a first-time buyer or buying a second home, getting a home loan is always a significant undertaking, so you want to get it right.

That’s why we’ve built our reputation as a trusted brand offering a holistic service. Our mortgage professionals and buyer’s agents can take you through finding a property, exploring home loan options, processing your application, to finally signing on the dotted line and purchasing a new home or property.

We’re along for the ride the whole way and consider ourselves partners in your homeowning adventure. It’s this end-to-end service that truly sets us apart.

Extensive experience

We’ve had our finger on the pulse of the home loans and property markets since 2016, sniffing out the best home loan providers and providing tailor-made services to thousands of satisfied clients.

Our dedicated brokers get out of bed in the morning hoping to make their client’s homeowning dreams a reality, and they’ve gotten pretty good at it these past 8 years! They know each client is different and needs a personalised structured home loan package.

Let us leverage our extensive industry experience to help you navigate the complex home loan market.

Call Us Today
Get your home loan approved with the help of the dedicated professionals at Absolut.

Let us take you through the complex home loan process to help you land a perfect home loan for your circumstances.

Contact Us Today

Why Absolut?

  • Expert Guidance: Our team of experienced mortgage professionals provides personalized solutions tailored to your financial situation.
  • Access to Multiple Lenders: We work with a wide range of lenders to offer you the most competitive rates and flexible loan options.
  • Fast & Hassle-Free Process: We simplify the loan application process, ensuring a smooth and stress-free experience.
  • Ongoing Support: Our service doesn’t end at approval – we continue to support you throughout your home loan journey.
  • Ready to take the next step? Contact us today to discuss your home loan options and find the perfect solution for your needs!
Holistic Service
From brokers to buyer’s agents, we can offer an end-to-end service.
Industry Knowledge
Our brokers know their stuff, having worked on the other side!
Approval Rates
98% loan approval rate.
Transparency
You’re never left in the dark as we demystify every step of the home loan process for you.
Home Loan Expertise
We have years of experience putting together all types of home loan applications for clients from various backgrounds
Award-winning
Consistently recognised in the annual Australian brokerage awards for our fantastic service.

Testimonials

Awesome stuff

Kristian and the team at Absolut Financial were fantastic in helping us get our finance for our property. We were knocked back at the last minute by a bank and Kristian was able to secure a lender, with excellent rates and had approval within 2 weeks! Highly recommend Absolut Financial.
Professionalism, Responsiveness

Kristian did my Finance here for my first home. He held my hand through the whole process and made everything seem easy! I felt as though he gave be a better rate with the best customer service then other brokers I first had dealings with. Highly recommend Absolut Financial!
Professionalism

Absolut team are well structured and has multiple staff members who assist in financial planning, Investing & property advice. My experience with Kristian was excellent. He went over and above with refinancing my loan with lowest interest rate. Couldn’t be more satisfied with the outcome.
Quality, Value

I'd like to thank Sabby Bhatia who has been involved in the process of getting me into my new home. This has been a seamless, pleasant and positive experience which I attribute to him. I truly appreciate all of the work put in by him in making this happen for me!

Any Questions About Home Loans?

Why Choose Us?

There’s no one like us

We’ll listen

Our clients aren’t just anonymous bank loans; they have clear goals, and because we listen, we understand their direction. Our expertise ensures you achieve your goals faster.

Informed decisions

Make confident decisions with independent, accurate finance, property, wealth, and legal advice tailored to your needs.

Save time

We’ve assembled the team for you — one team, one briefing, one seamless process with everyone aligned with your agenda.

Long-term support

We don’t forget about you once your loan is approved. Consider us your dedicated support crew for the long term.

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